DBJ BCM Rated Loan Program

Designing a disaster-resilient Japan

Converting cost into value: When an organization invests its business resources in disaster prevention, business continuity plans, business continuity management, and crisis management, we see this not as cost, but as value – for the corporation and for society as a whole. Our aim is to see that a company’s strengths in disaster prevention and business continuity, which have been insufficiently appreciated in the past, are reflected in its corporate value.
Building a base for self-help efforts and the flow of information: BCM ratings improve our financial support to companies working creatively to help themselves. Ratings are an important signal as we construct an information-sharing platform through which to share our assessments of these firms.
Cooperation and support: For crisis response to meet the specific needs of Japanese communities, we are developing cooperation and support systems tailored to individual industries and regions.

* Resilience: Generally defined as recuperative or restorative power, here it refers to the ability of a company to adapt to environmental changes arising from disasters, natural and otherwise, and other crises – and to use these changes as opportunities to create a new, balanced environment.

The DBJ BCM Rated Loan Program is the world's first loan menu to use BCM ratings to select outstanding companies on the basis of disaster prevention, business continuity and crisis management measures.

Creating a society in which good companies are fairly appraised

Through the Sustainability Certification Loan Program, DBJ will continue to support corporate initiatives through dialogue while encouraging the financial markets’ awareness and fair evaluation of companies that are sincerely committed to sustainability management.