Certification programs offered by DBJ

DBJ certification programs are original screening systems developed by DBJ, under which enterprises are rated on the level of their environmental initiatives, anti-disaster and business continuity measures, and consideration for employee health. Loan conditions are set on the basis of these evaluations. DBJ offers a range of Certification Programs, including the Environmentally Rated Loan Program, DBJ Enterprise Disaster Resilience Rated Loan Program, and DBJ Employees' Health Management Rated Loan Program.

Advantages of using the certification programs

•Discounted interest rates are available to firms showing strong corporate initiative.

•Environmental ratings, BCM ratings, and employee health management ratings are implemented in parallel with the usual due diligence.

•DBJ carries out monitoring after loans are executed, providing information on the company's efforts to stakeholders and the market on behalf of the client.